SME Credit Analyst
"PASHA Bank" OJSC is seeking a SME Credit Analyst.
PURPOSE OF THE JOB:
Credit Analyst evaluates loan applications of all types of SME clients, analyses business and financial statements (conventional and expedited way), makes projections, provides financial advice to clients and by acting as a team with Relationship Managers, ensures quick and efficient lending.
MAIN ROLES & RESPONSIBILITIES:
• Business financial analysis of small and medium-sized businesses. Ensuring professional communication with clients and providing them financial advisory.
• Ensuring effective collaboration with Relationship Managers and other stakeholders.
• Credit risk management. Lending safely, efficiently and fast, in accordance with SME Banking, Loan Origination & Structuring function financing standards.
• Making decision, completing credit memorandum and other application forms, submitting/presenting them to Credit Risk Underwriting Department and Credit Committee.
• Ensuring sustainable development of Loan Origination & Structuring function, applying the most appropriate approach and making relevant proposals to accelerate the workflow.
SKILLS:
• Bachelor Degree in Finance, Economics, Banking or relevant field
• High level of analytical skills – strongly required
• Good communication and negotiation skills
• Experience in business banking and business financial analysis (companies with more than 1 mln AZN sales and partially cashless turnover) – strongly required
• Azerbaijani – fluent
• English and/or Russian – good
HOW TO APPLY:
interested candidates are required to submit:
CV to [email protected];
Put "SME Credit Analyst" in the subject line;
CVs should be sent by the 30 November, 2019.
Attention: The candidates will go through initial CV screening review. Only shortlisted candidates will be contacted.
